Our projects are financed by Home Ownership Alternatives (HOA), a non-profit financial corporation dedicated to making home ownership possible for low and moderate income families. See www.hoacorp.ca for more information on HOA and their projects.  Through HOA, we are able to offer homebuyers a rare opportunity to qualify for home financing by offering a second mortgage of up to 15% of the value of their new home without principal or interest charged until they sell or choose to pay out.